Direct approach from insurer to settle your injury claim. What do you do?

The answer is simple. Seek advice from a  solicitor who specialises in personal injury work. The usual scenario is that the insurer will approach you direct and offer anything between £1,000 and £1,500 to settle your claim without even requiring any proof that you were injured (and they complain about fraud!). The reason is because they do not want you to instruct a solicitor. If you do then the insurers know that not only will they have to pay you the full value of your claim but also the solicitors fees which are likely to be in the region of £1,400 + VAT (in road traffic accident cases) and the costs of a medical report (usually £200+). There is therefore a lot of room for negotiation to your advantage. Therefore get advice as soon as an offer is made to you direct by an insurer. I am happy to provide free advice on all personal injury claims.